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Purchase Product Contamination Insurance Today

A risk management solution tailored to the needs of America's crop growers and processors

With pricing at a fraction of the cost of your General Liability policy

Get your quote now
About us

What We Do

Aanika combine our proprietary technology with the Lloyd's of London-backed Parametric Product Contamination product to deliver simple, cost effective food product contamination insurance for crop growers and processors.

Why Aanika

Aanika takes the risk out of new technologies. We use a variety of solutions to ensure that every customer's risk is better managed and better priced.

Our first technology is Aanika’s proprietary BioTag, which provides unparalleled traceability throughout the entire supply chain. This product is simple to apply preharvest and slides seamlessly into your existing workflow. Once applied, Aanika can trace your commodity and, subject to the conditions of the policy and the insurer's approval, deliver product contamination insurance payouts within days.

We also develop and vet a host of other technologies to combat harmful pathogens, resist plant pests, and extend shelf life so that we can cover more risks that matter to you.

Simple process

How It Works

An insurance payout is triggered as soon as three criteria are met:

Reduce waste

Detection of a named pathogen, as defined in your policy

Reduce waste

Detection of the Aanika BioTag on covered produce

Reduce waste

Initiation of a product withdrawal or recall

Parametric insurance solutions offer the following options and benefits:

  • No deductibles
  • Clearly defined and understandable policy language,  conditions and triggers.
  • A prompt claims adjusting process.
  • Expedited payment upon claim verification and approval by the carrier
One application away

Get Started Now

Complete the online application and an Aanika representative will contact you with pricing.

Aanika also works with third-party providers to incorporate their risk-mitigating technologies into our insurance platform. Please contact us, if you would like to learn more.
Get in touch

The information contained herein is for general informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any product or service. Any description set forth herein does not include all policy terms, conditions and exclusions. Bound insurance policies, rather than summaries thereof, govern. Not all insurance coverages or products are available in all states and policy terms may vary based on individual state requirements. Some policies may be placed with a surplus lines insurer. Surplus lines insurers generally do not participate in state guaranty funds and coverage may only be obtained through duly licensed surplus lines brokers.