At Aanika Insurance Services, LLC (“Aanika,” “we,” “our,” or “us”), we value your trust. This Privacy Notice explains how we collect, use, and protect nonpublic personal information (“NPI”) in compliance with the Gramm-Leach–Bliley Act (GLBA) and applicable state privacy laws.

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About the GLBA and the Safeguards Rule

The Gramm–Leach–Bliley Act (GLBA) is a federal law that requires financial institutions to protect the privacy and security of consumers’ personal information. The FTC’s Safeguards Rule, which implements the GLBA, requires companies like Aanika to develop, implement, and maintain a comprehensive written information security program with administrative, technical, and physical safeguards to protect customer data. 

The Privacy Rule under the GLBA requires financial institutions, including insurance companies, to explain their information-sharing practices and to safeguard sensitive customer data. It gives consumers the right to understand how their nonpublic personal information (NPI) is collected, used, and shared, and, when applicable, the right to opt out of certain disclosures to nonaffiliated third parties. The rule ensures transparency and accountability by requiring clear, conspicuous privacy notices and maintaining protections for customer information.

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1. Information We Collect

We may collect nonpublic personal information such as:

• Information you provide on applications or other forms (e.g., name, address, email, phone number);

• Information about your transactions, coverage, and payment history;

• Information we receive from third parties such as agents, brokers, lenders, or credit reporting agencies.

• Information from consumer reporting agencies or public records as permitted by law.

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2. How We Use and Share Information

We use your information to:

• Provide financial and related services;

• Process applications, underwriting, and claims;

• Maintain your account and service your policy; and

• Comply with legal and regulatory obligations.

We may share your information, as permitted by law, with:

• Affiliates and service providers who assist in insurance administration, technology, compliance, or claims processing;

• Agents, brokers, and other business partners who support your transactions; 

• Information necessary for underwriting, servicing, or regulatory compliance; and

• Governmental or regulatory authorities as required by law.

We do not sell your personal information.​

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3. Joint Marketing and Service Provider Disclosures

We may, in the future, disclose information to third-party service providers and marketing partners that assist us in offering or servicing insurance-related products, in accordance with § 313.13 of the Privacy Rule. These entities are contractually required to maintain the confidentiality and security of your information and to use it only for the purpose for which it was provided.

 

4. How We Protect Your Information

Aanika maintains administrative, technical, and physical safeguards designed to protect the confidentiality and integrity of your information, in accordance with the GLBA and the FTC Safeguards Rule. Access to NPI is limited to authorized personnel and service providers who need it for legitimate business purposes.

We do not share your NPI with nonaffiliated third parties in ways that require an opt-out under the GLBA Privacy Rule. All disclosures we make fall within the permitted exceptions under Sections 13, 14, and 15 of the rule.

If our practices change in the future, we will provide you with a revised privacy notice and the opportunity to opt out before any such sharing occurs.

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5. Contact Us

For questions about this Privacy Notice or Aanika’s information practices, please contact:

Aanika Insurance Services, LLC
📧 support@aanikabio.com
📞 833-422-6452