At Aanika Insurance Services, LLC (“Aanika,” “we,” “our,” or “us”), we value your trust. This Privacy Notice explains how we collect, use, and protect nonpublic personal information (“NPI”) in compliance with the Gramm-Leach–Bliley Act (GLBA) and applicable state privacy laws.

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About the GLBA

The Gramm–Leach–Bliley Act (GLBA) is a federal law that requires financial institutions to protect the privacy and security of consumers’ personal information. The FTC’s Safeguards Rule, which implements the GLBA, requires companies like Aanika to develop, implement, and maintain a comprehensive written information security program with administrative, technical, and physical safeguards to protect customer data. 

The Privacy Rule under the GLBA requires financial institutions, including insurance companies, to explain their information-sharing practices and to safeguard sensitive customer data. It gives consumers the right to understand how their nonpublic personal information (NPI) is collected, used, and shared, and, when applicable, the right to opt out of certain disclosures to nonaffiliated third parties. The rule ensures transparency and accountability by requiring clear, conspicuous privacy notices and maintaining protections for customer information.

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1. Information We Collect

We may collect nonpublic personal information such as:

• Information you provide on applications or other forms (e.g., name, address, email, phone number);

• Information about your coverage and payment history;

• Information we receive from third parties such as consumer history verification and credit reporting agencies.

• Information from consumer reporting agencies or public records as permitted by law.

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2. How We Use and Share Information

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Aanika Insurance Services, Inc. chooses to share; and whether you can limit this sharing.

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3. How We Protect Your Information

Aanika maintains administrative, technical, and physical safeguards designed to protect the confidentiality and integrity of your information, in accordance with federal law. Access to NPI is limited to authorized personnel and service providers who need it for legitimate business purposes.

 

How does Aanika Insurance Services, Inc. collect my personal information?

We collect your personal information, for example, when you submit an application or claim to us. We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

 

Why can’t I limit all sharing?

Federal law gives you the right to limit only 

• Sharing for affiliates’ everyday business purposes—information about your creditworthiness

• Affiliates from using your information to market to you

• Sharing for nonaffiliates to market to you 

State laws and individual companies may give you additional rights to limit sharing
 

We do not share your NPI with nonaffiliated third parties in ways that require an opt-out under the GLBA Privacy Rule. All disclosures we make fall within the permitted exceptions under Sections 13, 14, and 15 of the rule.

 

If our practices change in the future, we will provide you with a revised privacy notice and the opportunity to opt out before any such sharing occurs.

 

Definitions:

1. Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies.

2. Nonaffiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies.

3. Joint Marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

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4. Contact Us

For questions about this Privacy Notice or Aanika’s information practices, please contact:

Aanika Insurance Services, LLC
📧 support@aanikabio.com
📞 833-422-6452